Credit Cards

Low credit? No credit? It's still possible to get a credit card.

Credit Cards for New Borrowers and Credit Repair

If you need to repair a FICO score or do not have a credit history yet, look at these credit card options.

1. Secured Credit Card:

These require a deposit equal to the credit line. After a period of good payment history, the deposit is released and it becomes a regular unsecured card.

2. Retail Credit Cards:

These are cards that can only be used in a specific store and usually have low limits but will still build credit. Some eventually become unsecured cards.